Economic Growth

Commercial Funding Group has aligned itself with sustainable and alternative sources of business credit in order to meet the growing capital and investment needs of its clients.
We have recognized that sustainable economic growth is, perhaps, the most important contribution that business provides to our global society. Smaller businesses and investors, which may be more efficient and contribute a proportionally larger share of employment growth, often find it more difficult to access capital. In an effort to bridge the gap between various sources of capital investment and efficient potential users of such funding, Commercial Funding Group was organized in 2006.

Changing Landscape

Since initiating our firm, the world has seen a breathtaking meltdown of financial markets. The global financial markets had adopted the use of elegant quantitative models and complex legal structures to reallocate financial risk and fuel growth. While the market meltdown began in the residential MBS sector, it quickly spread. Questions regarding appropriate mechanisms for financial risk transfer and credit allocation are ongoing, and markets will continue to adjust.
Throughout this period of adjustment, Commercial Funding Group has held to the belief that, it can best address financial risk by “understanding the client” and mitigating risk to investors. We “understand the client” through an in depth assessment of past performance, present positioning and future opportunity. As a result, even within an environment of broader financial market dislocation, we are able to increase capital access for our clients.

Meeting Client Needs

Commercial Funding Group delineates its clients in the following manner:
Owner-Occupants: Where the credit assessment is made on the value of the real estate securing the credit, the financial performance of the business and the credit history and financial strength of the client.
Non Owner- Occupants: Where the credit assessment is made on the value of the business, franchise rights, lease terms, equipment value and the credit history and financial strength of the client. 
Owner – Non Occupants: Where the credit assessment is made on the value of the real estate, leases and the credit history and financial strength of the client.

Satisfying Investor Needs

In reviewing each client, we determine the appropriate investor pool. Consequently, Commercial Funding Group is able to deliver structures suiting needs to a broad range of clients, even where credit standing may have been considered problematic for Banks.
Additionally, Commercial Funding Group is comprehensive in terms of the asset types for which it secures financing, a selected listing follows:
Hospitality: Hotel; Motel; Extended Stay.
Multi-family: General Apartments; Low/Moderate Income; Student; Senior; Mobile Home Parks; and Manufactured Housing Developements.
Industrial: Light; Warehouse; Distribution; Self-Storage; Automotive; Special Purpose.
Office: Retail, Single or Multi – Tenant; Office over Retail; Day Care.
Health Care: Nursing; Rehabilitation; Ambulatory Care; Congregate Living.
Retail: Enclosed; Strip Center; Outlet Mall; Free Standing; Single Tenant.
Developer Financing: Homes; PUDS; Offices; Apartments; Mixed Use; Commercial.
 
Commercial Funding Group also maintains relationships with Venture Capital and Angel Capital providers, who may be called upon to help meet client needs